If you agree to be bound by this Agreement and purchase a subscription to use the Services, you should check the box indicating your agreement to the terms of this Agreement on the registration page for the Services and provide the required information. If you do not agree to be bound by the terms of this Agreement, you should not check the box, but you will not be able to proceed with the registration process for the respective Services and become a subscriber. This Agreement takes effect as soon as you indicate your acceptance of these terms.
1. Use of the Services
This Agreement governs your access to and use of the Services. Unless otherwise expressly authorized in writing by VestU, the Services and the content therein (the “Content”) are for use only by the you (a “Subscriber”).
Subject to the terms and conditions of this Agreement (including without limitation payment of applicable fees) VestU hereby grants to Subscriber a personal, nonexclusive, nontransferable, worldwide license (the “License”) to access and use the Services in accordance with this Agreement. All rights not expressly granted to Subscriber under the License are reserved by VestU.
2. Your Account
When you complete VestU’s registration process, you create a VestU account (“Account”). Your Account may also include billing information you provide to VestU for the purchase of the Services. You are solely responsible for all activity on your Account and for the security of your computer system. You may not reveal, share, or otherwise allow others to use your Account. You agree that you are personally responsible for the use of your Account and for all of the communication and activity on VestU that results from use of your Account. You may not sell or charge others for the right to use your Account, or otherwise transfer your Account, nor may you sell, charge others for the right to use, or transfer any Subscriptions other than if and as expressly permitted by this Agreement.
You agree to: (i) notify VestU immediately of any unauthorized use of your Account or any other known or suspected breach of security; and (ii) report to VestU immediately and use reasonable efforts to stop immediately any copying or distribution of the Content that is known or suspected by you.
The initial term of this Agreement shall be three (3) months from the date of registration (the “Initial Term”). Thereafter this agreement shall automatically renew for additional three (3) month terms (each a “Renewal Term”) unless terminated or cancelled by either party as set forth herein.
4. Cancellation and Renewal
Your subscription will renew automatically, unless it is terminated or cancelled in accordance with this Section. For all subscriptions, you must cancel your subscription before it renews in order to avoid billing of subscription fees for the Renewal Term to your credit card. We may cancel your subscription at any time by notifying you. You may cancel your subscription by pressing the “Cancel Account” button within your account or contacting customer service at email@example.com.
If you cancel your Account, VestU reserves the right to collect fees, surcharges, or costs incurred before cancellation (if any). Any delinquent or unpaid Accounts must be settled before VestU will allow you to register again.
The remedies provided in this Section 4 are in no way limiting of one another or of any other rights and remedies granted to VestU under this Agreement. VestU may choose to, but is not required to, place a Subscriber’s account on suspension in lieu of termination where termination is permitted under the terms of this Agreement or take other appropriate action.
5. Charges and Payment of Fees
The fees for subscription and access to the Services (the “Subscription Fees”) are nine dollars ($9.00) per month (i.e., twenty-seven dollars ($27.00) for the three-month Initial Term and twenty-seven dollars ($27.00) for the three-month Renewal Term) due at the beginning of each Renewal Term for each Renewal Term.
You agree to pay the Subscription Fees and any other charges incurred in connection with your Account for the Services (including any applicable taxes).
6. Billing and Renewal
When you provide payment information to VestU or to one of its payment processors, you represent to VestU that you are the authorized user of the card, PIN, key or account associated with that payment, and you authorize VestU to charge your credit card or to process your payment with its chosen third-party payment processor for any Subscription Fees or other fees incurred by you.
We will bill all charges automatically to your credit card using our chosen third-party payment processor. By allowing your account to renew, you agree and reaffirm that VestU is authorized to charge your credit card, or to process your payment with our third-party payment processor, for any applicable recurring Subscription Fees.
Subscription Fees will be billed at the beginning of your subscription or any Renewal Term. Unless we state in writing otherwise, all fees and charges are nonrefundable. We may change the fees and charges then in effect, or add new fees or charges, by giving you notice in advance. If you want to use a different credit card or there is a change in credit card validity or expiration date, please edit billing details within your Account. During the Term of this Agreement, you agree to edit billing details promptly of any changes to your credit card account number, its expiration date and/or your billing address or if your credit card expires or is canceled for any reason. If you believe someone has accessed the Services using your Account without your authorization, please contact Customer Service. You are responsible for any fees or charges incurred to access Services through an Internet access provider or other third-party service.
7. Changes to Subscription Agreement
We may change the terms of this Agreement at any time by notifying you of the change in writing or electronically (including without limitation, by email). You signify that you agree to be bound by such changes by using a Service after changes are made to this Agreement.
You may not assign any rights, or delegate or subcontract any obligations, under this Agreement without VestU’s prior written consent. Any assignment in violation of the foregoing shall be deemed null and void. VestU may freely assign its rights and obligations under this Agreement at any time. Subject to the limits on assignment stated above, this Agreement will inure to the benefit of, be binding on, and be enforceable against, each of the parties hereto and their respective successors and assigns.
9. Not Investment Advice
THE INFORMATION PROVIDED THROUGH THE SERVICES IS PROVIDED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. VESTU DOES NOT GIVE TAX, LEGAL, OR INVESTMENT ADVICE, IS NOT AN INVESTMENT ADVISOR NOR DOES IT ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT. YOU SHOULD ALWAYS SEEK THE ASSISTANCE OF A PROFESSIONAL FOR TAX, LEGAL, AND INVESTMENT ADVICE. THE INFORMATION DOES NOT TAKE INTO ACCOUNT ALL OF THE UNIQUE CIRCUMSTANCES WHICH AFFECT AN INDIVIDUAL’S INVESTMENT DECISIONS AND NOTHING ON THE SITE OR IN THE SERVICE SHOULD BE DEEMED PERSONALIZED ADVICE THAT IS BASED ON ANY KNOWLEDGE OF YOUR PERSONAL FINANCIAL SITUATION. NO MATERIAL ON THIS SITE IS AN OFFER OR SOLICITATION TO BUY OR SELL ANY INVESTMENT.
10. Customer Support
Please contact firstname.lastname@example.org with questions or problems with the Site or the Services.